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If you are 50, which visa should you choose to live in Thailand?

Alena Brunbender

If you're over 50, you can qualify for certain visa categories that aren't available to younger people. This is because Thailand welcomes retirees and offers them more privileges than other categories.To obtain any retirement visa to Thailand, you must:

  • Age: 50 years or older

  • No criminal record

Proof of finances: depends on the visa type

Choosing a visa type

Check which visa category suits you best:

1) Non-Immigrant O (with subsequent extension)

  • Obtained at a consulate of another country or within Thailand

  • Granted for 90 days

  • Then extended for 1 year (like a retirement visa)

  • Financial requirements (one of the options)

ðŸ’ģ Bank deposit

  • at least 800,000 baht (3 months before visa issuance)

ðŸ’ļ Monthly income

  • at least 65,000 baht

🔀 Combination

  • deposit + income = 800,000 baht per year

  • Medical certificate (often required)

  • Proof of residence

  • requires a 90-day report

  • re-entry permit

  • This visa does not grant work permission.

  • This visa does not allow for dependent visas for spouses and children.

Visa Costs* (2025-2026):

Visa Fee: 2,000–5,000 baht (US$80–150 depending on the country)

Extension at Immigration (after 90 days): 1,900 baht.

Re-entry Permit (exit/entry): 1,000 baht (single entry), 3,800 baht (multiple entry).

Agent Fees (optional): Approximately 10,000–20,000 baht for assistance with document preparation.

2) Non-Immigrant O-A (long-term for 1 year)

  • Applied in advance in your home country

  • Granted immediately for 1 year

  • Can be extended for 1 year (like a regular pension with the same requirements)

  • Financial requirements (one of the options)

ðŸ’ģ Bank deposit

  • at least 1,200,000 baht (3 months before applying for a visa)

ðŸ’ļ Monthly income

  • at least 100,000 baht

🔀 Combination

  • deposit + income total = 1,200,000 baht per year

  • Medical certificate (often required)

  • Proof of residence

  • 90-day report

  • re-entry permit

  • The visa does not grant work permission

  • This visa can be used to obtain a dependent visa for a spouse under 50 years of age

  • Insurance for an amount not exceeding Less than $100,000 or 3,000,000 Thai baht for the entire period of stay in Thailand (for 1 year).

Visa costs* (2025-2026):

Visa fee: $200-400 USD depending on the country

Immigration extension (after 1 year): 1,900 baht.

Reentry Permit (exit/entry): 1,000 baht (single entry), 3,800 baht (multiple entry).

Agent fees (optional): Approximately 20,000-40,000 baht for assistance with document preparation.

3) Long-term visa for wealthy retirees (5+5 years)

  • Applied either in Thailand or in your home country

  • Granted immediately for 10 years (with qualification confirmation after 5 years)

  • Financial requirements (one of the options)

  • Passive income (pension payments, dividends, interest on capital, property rental)

at least USD 80,000 per year

OR

  • Passive income + investments

from USD 40,000 per year + investments in Thailand from USD 250,000

👉 Investments can be:

  • real estate (leasehold or freehold)

  • government bonds

  • investments in the economy

  • Proof of residence

  • NOT required: 90-day report

  • NOT required: re-entry permit

  • The visa GIVES work rights

  • This visa can be used to obtain a dependent visa for a spouse and children under the age of 20 years

  • Insurance of at least $50,000 for at least 10 months.

Visa costs* (2025-2026):

Visa fee: 50,000 baht in Thailand or approximately $2,000 if obtained outside of Thailand.

Agent fees (optional): Approximately 70,000–150,000 baht for assistance with document preparation.

keep

ðŸ’Ą Summary


Thailand offers several retirement visa options depending on your financial situation and long-term plans:

  • Non-O — flexible and accessible

  • O-A — more structured with higher requirements

  • LTR — premium option with maximum benefits and long-term stability

Each option has its own advantages, so choosing the right one depends on your goals, budget, and lifestyle plans.


If you have questions — write to our consultants and we'll help you figure everything out!

If you are 50, which visa should you choose to live in Thailand? | Blog | Fern